We said we’d make saving money easier, smarter, and actually fun.
Well... we weren’t kidding.

Rubies just dropped Vault, a whole mood of a savings feature. Whether you’re saving for that next trip, trying to stay disciplined, or building with your bestie — Vault has a plan for you.

Here’s the tea 👇

🎯 1. Target Savings — Save With Purpose

Got a goal in mind? A vacation? A gadget? Or maybe that dreamy jollof party budget? Target Savings lets you create a goal, set the timeline, and track your progress until you hit it — all while earning 10% interest per annum. Visual motivation = activated.

🔒 2. Fixed Savings — Lock It, Forget It, Secure the Bag

Discipline mode: ON.
With Fixed Savings, you can lock your funds for a set period — from 3 months to 1 year — and earn up to 14% interest per annum. The longer you lock it in, the higher the rate. Fast setup, zero distractions, and once it matures, you get your full funds plus interest. It's giving: secure, smart, and stress-free.

👯 3. Money Duo— Save Together, Win Together

Saving is more fun with a friend!
Money Duo lets you and someone you trust team up to save toward a shared goal. You can both contribute different amounts and earn 10% interest per annum. Whether it’s baecation plans, business ideas, or bestie goals — do it side-by-side and watch your money grow together.

💳 4. Spend & Save — Stack Coins While Spending Yours

Every time you spend, Vault helps you automatically save a percentage of that transaction. It’s the most effortless way to balance vibes and responsibility. Customize your savings percentage, and earn 10% interest per annum while you're at it. You can start or stop anytime, and once you're done, the money goes straight into your Stash. Easy.

💡 So... Why Vault?

Because your money deserves better.

Vault is more than just saving — it’s smarter, easier, and actually enjoyable. Whether you’re saving solo, with friends, or passively while you shop, there's a Vault plan to match your vibe.

Ready to take your savings game to the next level?
Update your Rubies app and start exploring Vault today.

Startsmall. Stay consistent.
And let your money do what it does best: grow.

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