100% Freedom

Zero-fee digital banking

Tastefully designed for you


Business Fintechs Community

Freedom, sincerely yours




Independent Banker

Rubies

Zero bank charges (zero-fee banking); No hidden charges; Save easily

Digital Bank -

100% digital bank, tastefully built for you: Mobile, Web, USSD and Chatbots

Funding your Account:

Deposit cash at 580 branches; Use Rubies Mobile app to fund your account

Loan

Start your banking relationship today, have access to loan and our SME support
Loan

Deposit cash at 580 branches; Use Rubies Mobile app to fund your account

Funds transfer into your account now from other banks. Fund

Download the Rubies App to fund your account

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Business

SMEs, FINTECHs, Financial Institution, Lending Companies etc.

We empower businesses with the Free Rubies Business solutions for automated book keeping, access to free marketing & Invoicing solutions

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communities

Digital Banking

Made to please your sixth sense:

1300 Branches & ATMs

Perform all your banking needs on the go, no hidden charges. Gain access to over 1000 ATMs across the country

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tasteful

Contact Us

We are just a click away, many options to reach us

Reach us for enquiries and customer support 24x7. Rubies does not sleep. Rubies is engaging and conversational

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About Us

Highstreet is a licenced Microfinance Bank in Nigeria

Rubies is the digital banking platform of Highstreet Microfinance Bank. We offer 100% digital, zero-fee banking and offer support for young professionals, artisans, SMEs, businesses, communities and groups, and FINTECHs


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Communities

Association, Interest Groups, Family & Friends, Business Clients

We digitize community engagement through Rubies Circle App. Create and manage your groups engagement digitally. It's Free

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communities

Independent Banker

Freedom, sincerely yours

Join tens of independent bankers. Sell banking, earn revenues on your customers. Enjoy the tasteful dashboards to help you monitor and boost your sales and revenue.

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Rubies Special

Get started today with our broad range of accounts designed to suit your banking needs and make your banking experience a pleasant one.